Afzal is an Experienced Senior Manager with a robust background in NBFC and microfinance, encompassing over ten years of expertise. With four years as a Collection Head and another four years as a Branch Manager in keralas Leading credit institutions, Afzal has developed a deep understanding of financial operations, debt recovery, and team leadership. Currently, he is excelling as a Senior Manager in focusing on Group Loans, driving business growth and operational efficiency.Afzal’s comprehensive experience in microfinance/NBFC coupled with his strong leadership skills and strategic acumen, makes him a valuable asset in driving business success and operational excellence for Vyaparavijayam Finserv.